You may consider self-funding private treatment for a particular procedure if you either don’t have private healthcare insurance, or if your insurance does not cover particular treatments or surgery.

Get a referral from your GP

In most cases you will need to get a referral from your NHS GP before you can be given surgery or other treatment privately.

The referral ensures that an appropriate consultant or specialist is chosen and gives the private clinic assurance that you are appropriate for the treatment.

How much will the surgery/treatment cost?

The price of the procedure will vary from one hospital or clinic to another. Costs may vary in different parts of the country as well.

Look to get a quote from more than one hospital in the locality in which you wish to get the treatment, this will help you to weigh up the costs.

Fixed cost surgery scheme

Fixed cost treatments look to cover the cost of all the consultations, medical stays and treatments required to carry out a particular procedure.

This means you don’t pay for each of these separately. This is a good option if you wish to ensure the care costs don’t grow beyond your budget.

Funding the treatment or surgery

There are a number of companies which will offer personal medical loans or personal finance schemes catering for those not covered by private medical insurance.

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